Want Up to $27,500 Toward Your Down Payment? Here’s How the WISH Grant Works

Buying a home is one of the biggest financial decisions you’ll ever make—but getting into that first home? That’s where the real challenge starts, especially when it comes to that upfront cash.

Good news: there’s a little-known grant out there that could make that leap way easier.

Enter the WISH Grant.

This program offers a 4-to-1 match on your savings—up to $27,500—to help with your down payment and closing costs. That means if you bring $5,500 to the table, the program could add another $22,000. No, this isn’t clickbait. Yes, it’s real money.

🏠 Who’s it for?

  • First-time and repeat buyers

  • People buying a primary residence (house, townhome, condo, or multi-family)

  • Anyone using FHA, VA, or conventional loans

  • Must meet income and credit guidelines (we can help you figure that out)

  • And yes, you’ll need to complete a certified homebuyer education course (which we also support)

📌 A Few Things to Know

  • Funds are first come, first served

  • You need to be approved before viewing homes

  • There’s no guarantee, but we can guide you through the process

  • Forgiveness is pro-rated over 5 years—stick with the house, and the grant is yours

Why It Matters Now

With rents climbing and interest rates holding steady, buying is still one of the best long-term wealth-building moves you can make. The WISH Grant is one of the strongest tools out there to make that jump more doable—especially for folks who’ve done the work, saved what they could, but still feel like the finish line is just out of reach.

👉 Let’s Break It Down Together

At Open House Austin, we specialize in helping everyday people make smart, confident homebuying moves—without the pressure or confusion. If you want to see if the WISH Grant could work for you:

📅 Book a call with us

🥂 Or join our next workshop and get the full rundown with brunch, drinks, and real talk.

This is the kind of info that can literally change your life. Let’s get you in the loop.

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